If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| 1st Alliance Credit Union 2 Year CD Account |
2.00%
Date: Feb 10, 2012
|
| Superior Credit Union 2 Year CD Account |
1.30%
Date: Feb 22, 2012
|
| Municipal Empl. Of Balt Credit Union 2 Year CD Account |
1.30%
Date: Feb 20, 2012
|
| Public Savings Bank 2 Year CD Account |
1.28%
Date: Feb 13, 2012
|
| First Eagle Credit Union 2 Year CD Account |
1.26%
Date: Feb 8, 2012
|
| First National Bank of Chester County 2 Year CD Account |
1.25%
Date: Feb 16, 2012
|
| Apex Community Federal Credit Union 2 Year CD Account |
1.16% to
1.00% Date: Feb 22, 2012
|
| Fulton Bank 2 Year CD Account |
0.60% to
0.50% Date: Feb 17, 2012
|
| Fulton Bank 12 Month CD Account |
0.30% to
0.25% Date: Feb 17, 2012
|
| The First National Bank of Wyoming 12 Month CD Account |
0.30% to
0.35% Date: Feb 16, 2012
|
| Police & Fire Credit Union Savings Account |
0.25% to
0.20% Date: Feb 16, 2012
|
| Point Breeze Credit Union 6 Month CD Account |
0.70% to
0.50% Date: Feb 15, 2012
|
